Will Mortgage Rates Go Down In 2024 Ireland. The latest ecb survey of professional forecasters expect the ecb interest rate to stay at 4.5% in the first half of 2024 and then fall back to just over 4% by the end of 2024. Curious about what home loan rates will average over the next year?

So far, the banks have been slow to pass on rate increases to variable and fixed rate customers. Which type of fixed rate mortgage is best for you boils down to how much risk you are comfortable with.